Fire insurance Policy covers properties located at a particular premises such as buildings, plant and machinery, furniture, fixtures, fittings and other contents, stocks etc.; against losses arising out of Fire and other named perils such as lightning, explosion, storm, tempest, flood, earthquake, riot, strike, civil commotion, malicious, damage, bursting, leakage or overflowing of water tanks, apparatus, pipes, impact damage, aircraft and other articles/devices dropped there from including burglary due to entry and/or exit into premises by external, violent and/or forcible means.